Last updated: September 2024

Acceptance of Terms

By accessing and using the lotus-ibex website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you should not use our website.

Description of Services

lotus-ibex provides financial education courses and workshops for individuals of various ages. Our website offers information about our programmes, allows enquiry submissions, and provides educational content. Our services are educational in nature and do not constitute regulated financial advice.

Educational Disclaimer

The information provided on this website and through our courses is intended for general educational purposes only. It should not be construed as personalised financial advice. We recommend that you consult with a qualified financial adviser before making any significant financial decisions.

User Responsibilities

When using our website, you agree to:

Intellectual Property

All content on this website, including text, graphics, logos, images, and course materials, is the property of lotus-ibex or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

Course Enrolment

Enrolment in our courses is subject to availability. By submitting an enquiry, you are expressing interest in our programmes but are not entering into a binding agreement. Specific terms regarding course fees, cancellation policies, and attendance requirements will be provided upon enrolment confirmation.

Payment Terms

Course fees are payable as specified at the time of enrolment. We may offer payment plans for certain programmes. All fees are quoted in British Pounds Sterling.

Cancellation

Cancellation policies vary by programme type and will be communicated clearly before any financial commitment is made. Generally, cancellations made more than 14 days before a course begins are eligible for a full refund.

Limitation of Liability

To the fullest extent permitted by law, lotus-ibex shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim shall not exceed the amount you paid for the specific course giving rise to the claim.

External Links

Our website may contain links to external websites. We do not control these sites and are not responsible for their content or practices. The inclusion of external links does not imply endorsement.

Modifications

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of those changes.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 47 Leopold Street, Sheffield S1 2GY, United Kingdom